Hard Money Lending

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Hard money loans are a type of financing that is secured by real estate property. These loans are typically provided by private investors or small lending companies, rather than traditional banks or financial institutions.

ROC Funding Group’s hard money lending department is led by long time expert and loan specialist of 25 years Ricci Merendino. Ricci’s experience in residential and commercial lending, sales, and business development give our clients a knowledgeable, reliable and experienced partner they can trust. ROC Funding Group is proud to have an industry renowned leader like Ricci leading our hard money lending department and helping our client’s access the best available options for their business and financing needs.

A little more about HML

One of the main advantages of hard money loans is that they can be obtained quickly, often in a matter of days rather than weeks or months. This makes them a good option for businesses that need funding quickly, such as those looking to purchase or renovate a property.

Another advantage of hard money loans is that they are often easier to qualify for than traditional loans. Because the loan is secured by the real property, this fact emphasizes the creditworthiness of the borrower and is more focused on the value of the property than credit score alone. This can make it a good option for businesses that have real property assets.

Additionally, ROC Funding Group’s hard money loans have more flexible terms and can be used for a variety of purposes, such as purchasing, refinancing, or rehabbing a property, making it a versatile option for our clients.

Our HML programs give our clients yet another option for helping them attain the funding they need for their business ensuring that ROC Funding Group remains a full service multiple resource partner you can rely on for ALL of your business capital needs.


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