Merchant Cash Advance

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A Merchant Cash Advance (MCA) is a popular funding program that gives businesses access to cash now, based on past gross sales, current bank statements and expected future receivables. A MCA is not a loan in the traditional sense, but rather a tool that many businesses use to manage cash flow needs effectively.

By reviewing your company’s past financial performance, bank statements and estimates of receipts that will be realized in the near future, we are able to determine how much of a cash advance can be approved.

MCA’s help businesses of all industries with their cash flow positions, which gives them the opportunity to meet today’s expenses and continue to grow.

ROC Funding Group offers two MCA funding programs:

  • Standard Unsecured Merchant Cash Advance – Approval based on standard financial underwriting polices.
  • Asset Based Merchant Cash Advance – MCA’s can be backed up or guaranteed by an asset of the business, such as real estate, inventory, equipment or other valuable property.

ROC Funding Group is not a lender in the traditional sense. We are committed to helping small to mid-sized businesses stay flexible and fluid in their cash positions when they need it most.

We have developed a no hassle and quick application process that is designed to get you an approval decision quickly.

If you have been in business for at least 9 months with $5,000 or more per month in credit card sales, contact us today to learn more about how ROC Funding Group can arrange a Merchant Cash Advance (MCA) to fit your unique business needs. We also offer flexible payment terms, so you can set up the exact amount that will be withdrawn from your account on a daily/weekly basis.

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